I need to get 401k / Roth IRA and / or mutual fund money market to increase my profits financial investment?
Question chic bohemian : I need to get 401k / Roth IRA and / or mutual fund money market to increase my profits financial investment?
I am an employee pension plan city, 457 deferred compensation by ING. I have this part of the savings and stock. Do I still 401k / Roth IRA and / or money to increase investment to rise Best answer:
response award1nd
is a really difficult question first ? Most people use a 401K, because they work that established them. I know where I work, my company will pay an identical sum for each dollar I put in 401K to 5 percent of their total salary. It is obvious, because it?s like free money, although I can not touch it until retirement. Another good thing is money that comes to me in my pre-tax income, and therefore not taxable, and subsequently reduced my taxable income at the end of aastas.2. Roth IRA is a good thing, because you will be able to cash out now and withdraw tax free at retirement. But you can only contribute to their money (which has already been taxed), if your tax rate will be lower than their retirement now, you might not come as far as you want. But the growth of the IRA over the years, generally outweigh the kergesti.3. General rule is to take 120 and subtract your age and it is a part of your retirement fund, which should be in stocks, bonds and money market instruments must leave. And make sure that more than 10 percent of its shareholding is held by a company ? just ask the people who were counting on their retirement j??mist.?nn Enron
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