Last year, private college tuition rose to nearly $25,000. Public colleges, especially community colleges, charged far less, but costs there are rising as well.
In recent years, four-year college tuition has increased at about 6% a year, while two-year college costs have risen about 4% annually. In most instances, available aid has increased as well.
And it would be nuts not to apply for some of that aid because doing so is really pretty simple.
Two of three students currently receive federal student aid. Federal aid comes as both grants and (subsidized) loans. The average student attending a community college received $2,040 in such aid last year while the average student at a four-year public university was awarded more than $3,500, and students at four-year private colleges were awarded, on average, $9,300 in federal aid.
The amount of federal grant aid and subsidized loans for which a student is eligible is determined by an analysis of the information provided on the Free Application for Federal Student Aid (FAFSA), which students must submit each year.
Other kinds of scholarships also require students to have a completed FAFSA, so be sure to get yours taken care of as quickly as you can.
College and university financial aid offices will gladly help you apply for federal, state, and other kinds of financial aid. And, don?t forget the wealth of financial aid and scholarship information you can find on the internet. Just try a search for ?financial aid?, ?college scholarships? or ?scholarships? and you?ll see.
When filling out your FAFSA, you?ll be asked to provide information on income and assets. If you are a dependent student, you?ll also need to answer questions about your parents? finances. Either way, the questions are very straightforward.
Although you can use a paper application, filling out the FAFSA online is far easier for lots of reasons. And, completing the FAFSA online makes it easier for you to track the process.
That?s really all there is to applying for financial aid. So, don?t put it off. If you meet all deadlines, you?ll find the process surprisingly smooth and easy.
The author is a university history professor and the author of two books and more than two dozen published articles. He has also conducted research on online colleges and online degree programs for working professionals.
Source: http://articlesprofitable.com/reference-education/college/two-simple-steps-to-financial-aid
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